Who this is for
An operator or a B2B supplier that has settled on one of the eight jurisdictions we file in and now needs the work done, from the ownership file to the obligations that start on the day of grant. If you have not chosen yet, choose first. The comparison of fees, tax, presence and banking lives on the licensing hub and the individual jurisdiction pages, and this page does not repeat it.
We turn your company, your people and your platform into a file the regulator can decide on, and keep it moving until it does. We do not decide. Every regulator on this site can refuse, and most delay comes from documents only the applicant can produce.
Which engagement fits where you are
Most requests arrive partway through. Find your row; the right column is what is still missing on your side.
| Where you are | What we do | What you still need |
|---|---|---|
| Markets known, jurisdiction not chosen | Not this service yet. A market entry review or a consulting session settles the licence first | The list of target markets and payment methods |
| Jurisdiction chosen, no company | Full application: company, key persons, policy set, technical annex, filing, queries, post-grant set-up | UBO documents, source of funds, named people |
| Company exists, file stalled in regulator queries | File review against the regulator's checklist, gap list, remediation and resubmission | Access to the correspondence so far |
| Licence granted, nobody owns the reporting | Reporting calendar, return templates, named owner per obligation | The person who will sign the returns |
| You want to trade without holding a licence | A different product: white label | Acceptance that the licence conditions are not yours |
What you receive
Six deliverables. Read the third column first: it is where a file waits.
| Deliverable | What it contains | Who has to supply or sign it |
|---|---|---|
| Fit check | Products, target markets and intended suppliers checked against the licence's scope, restricted list and supplier rules | You: the supplier list. Anjouan has required a B2B licence or Recognition Certificate from every supplier since 1 July 2025; Finland requires a Finnish software licence from 1 July 2028 |
| Corporate and ownership file | Incorporation documents, articles, shareholder register, the ownership chain traced to every ultimate beneficial owner | You and every UBO |
| Key-person file | Vetting forms, CVs, identity and address evidence, sanctions, PEP and adverse-media screening for directors, UBOs and key function holders | Each key person, personally |
| Policy set | AML and CFT, KYC, responsible gaming and complaints policies, risk assessments, written to the regulator's own template where one exists | Your compliance officer approves and signs |
| Technical annex | Hosting and server topology, player-funds arrangement, reporting, RNG and game certificates, infrastructure disclosure | We produce it from the platform; test-lab certificates come from the lab |
| Filing, queries and post-grant calendar | Submission, regulator correspondence, interview preparation, then the first year of returns and invoices with dates | The applicant files and pays; we prepare and track |
What only you can supply
Three things set the pace of an application, and none of them can be outsourced.
- Ownership evidence to the top of the chain. Certified corporate documents at every level up to the individual owners. Curaçao charges €150 for each UBO and qualified interest holder at application. Tobique puts every owner at 10% or more through full due diligence including source of wealth; agents say that paperwork is nearly always what stretches the portal's two to three weeks into four to eight.
- Source of funds. Bank references, the origin of the capital going into the company, audited statements where they exist. Cyprus wants €500,000 of paid-up capital and a €550,000 bank guarantee before launch.
- The people. A compliance officer who actually qualifies: Curaçao names three routes, built on years in an AML reporting role, with or without a certification such as CAMS. On the Isle of Man, two locally resident individual directors and a resident Designated Official; corporate directors do not count. Curaçao needs a local director to receive invoices and notices. Anjouan requires Key Person Authorisation for the compliance role. Finland requires an EEA representative for an applicant from outside the EEA and an application in Finnish or Swedish.
Where you do not have the people, we place them: the Designated Officials on the Isle of Man, the local director in Curaçao. The vetting is still theirs to pass.
How an application runs
- Fit check. A mismatch found here costs a conversation; found after filing, it costs a fee.
- Pre-application. Where the regulator offers a first look, we use it: pre-approval on Tobique and Tuvalu, and on the Isle of Man a pre-application meeting before money goes into the corporate set-up, which matters most for groups owned from East and Southeast Asia since the GSC's May 2025 risk-appetite statement.
- File assembly. The files above, with the technical annex built from the platform you will run. Where the licence assesses a working platform, the build has to be substantially complete first.
- Filing and queries. Submission, fee, regulator questions. The Isle of Man may interview the Designated Official and the MLRO, then holds a formal hearing before the Board decides; we prepare the people who attend.
- Grant and the first year. Approval is not always grant. In Curaçao the licence is not granted until the annual invoices are paid, with payment due in 14 days and the approval revoked on day 57 if it is not. We set up the calendar before the first deadline: quarterly returns due on the 21st after each quarter on the Isle of Man, quarterly compliance reports on Anjouan, two-weekly player-account submissions and monthly reports on Tobique.
Published clocks start when the file is complete. The Isle of Man's 10 to 12 weeks counts from a complete application and the £5,250 fee; Finland's National Police Board targets about six months; the Curaçao Gaming Authority publishes no processing time, and we will not invent one.
What we cannot do
- Guarantee a grant or a date. The regulator decides, and every licence on this site can be refused.
- Make thin presence pass. The Isle of Man's guidance says it will decline applicants it considers to be creating a shell presence, and since 2024 it has. Local people have to be real people.
- Repair an ownership chain that will not pass vetting. We can find the gap early; we cannot change who owns the company or where the money came from.
- Give legal advice or sign off your compliance. Where the file needs a legal opinion, we say so and name the question for your counsel.
- File outside the eight. Malta, Kahnawake, Nevis and the UK Gambling Commission are not jurisdictions we file in. Where one of them is your answer, we refer you on.
Where applications go wrong
- Filing before the file is ready. A refused Cyprus applicant gets back €22,500 of a €30,000 licence fee. Anjouan's fees and Finland's €29,000 are non-refundable.
- A compliance officer chosen for availability: Curaçao checks the CV against its three routes, and a name that fails them stalls the file.
- Suppliers without their own credential. An Anjouan brand whose studio has no Recognition Certificate cannot take that studio's games, whatever the contract says.
- A missed invoice treated as accounting. On Curaçao the licence continues on the January invoices being paid. Missing them is a licensing event.
- Late filing for a market opening. Filing for Finland in the fourth quarter of 2026 still leaves room to be live on 1 July 2027. Filing in 2027 probably does not.
Questions to ask any licensing provider, including us
- Is each fee in the quote the regulator's published figure or a licensing agent's estimate? Several regimes on this site publish no schedule, and our pages mark which is which.
- Which lines are regulator fees, which are third-party costs such as company formation, resident directors, translation and test labs, and which are the provider's own work?
- Who will be the key persons, where do they live, and have they passed this regulator's vetting before?
- If the application is refused, what is refundable, and by whom?
- Who files the first year of returns, and who signs them?
Frequently asked
Do you guarantee the licence will be granted?
No. We check the file against the regulator's published requirements before it goes in. The decision belongs to the regulator, and so does the timing after filing.
Can the application run while the platform is still being built?
For licences that assess documents, yes: Anjouan and Tobique run in parallel with the build. The Isle of Man and Finland assess a working platform, so the build has to be substantially complete first. The turnkey casino schedule shows how the two clocks fit together.
Can my brand run under your licence instead?
That is a white label, a different contract with different trade-offs: the licence conditions, merchant accounts and compliance stay with the licence holder. The white label casino page sets out what that means and how you move to your own licence later.
Which jurisdictions do you file in?
The eight on the licensing hub: Anjouan, Curaçao, Cyprus, Finland, Gibraltar, the Isle of Man, Tobique and Tuvalu. Each page says who the licence is for and who should skip it.
What happens after the licence is granted?
The obligations start the same day. We hand over a calendar with every return, report and invoice for the first year and a named owner on your side for each. On Curaçao an unpaid invoice ends in suspension; on Tobique and Anjouan the reports are licence conditions.